Engineering Trust at Quantum Speed

Banking platforms
engineered at
quantum speed.

We build lending, doorstep banking and document systems for India's banks and cooperative lenders — designed in the open, configured for your products, and deployed alongside your team.

Explore the platform Book a working session
9+
Banks running pilots across LOS, Jansetu & EDMP
3
Production-grade platform products, all India-built
5 wk
Median time from kick-off to first branch live
100%
Self-hosted & data-sovereign by default
What we do

Four pillars. One philosophy:
solve the bank's actual problem.

Compute

Transaction engines, scoring services and reusable libraries — engineered to run on commodity infrastructure inside your data centre.

Innovate

Digital lending journeys, paperless KYC, AA-based decisioning — production-ready patterns refined across our pilot banks.

Collaborate

We sit alongside your tech and business teams as long as it takes — not a transactional vendor, not a body-shop.

Transform

Legacy displacement done in measured slices — branch-by-branch, product-by-product, with the bank in full control.

The platform

Three platforms. One coherent banking stack.

The Loan Origination System, Jansetu Doorstep Banking and the Enterprise Document Management Platform are designed to work as one or stand alone — every system has its own deployment, its own data, its own pace of adoption.

JANSETU · DOORSTEP BANKING

Jansetu Doorstep Banking

Request · Dispatch · Visit · Settle

The branch that comes to the door — doorstep services for senior citizens and the last mile, delivered by a verified agent through a tamper-proof, fully-auditable visit workflow.

Agent appDispatch consoleOTP + geo-fenceOffline-firstRBI DBS
Open product page
LOS · LOAN ORIGINATION

Loan Origination System

Lead · KYC · Sanction · Disbursal

End-to-end digital origination for any loan product the bank configures — secured or unsecured, retail or enterprise — through workflow, not code. Loan-agnostic and cloud-agnostic by design.

Loan-agnosticCloud-agnosticAadhaar eKYCMaker · CheckerCBS posting
Open product page
EDMP · DOCUMENT MANAGEMENT

Enterprise Document Management Platform

Capture · DRN · Search · Lifecycle

Every document gets a permanent, self-describing identity (DRN). Searchable, audit-grade, retention-aware — and designed to outlive any single application.

DRN identityOpenSearchOCRRetentionAudit trail
Open product page
Reusable libraries

And the building blocks underneath.

The small, sharp pieces our platforms are built from — factored out, hardened, and shipped as standalone libraries you can drop into any stack.

LIB · 01

TinyURL

Self-hosted link shortener for transactional SMS & email — deterministic short codes, expiry, click analytics and a QR per link.
LIB · 02

Name Match

Fuzzy name matching tuned for Indian names — transliteration, phonetics and token reorder, with a calibrated score for KYC dedup & sanctions.
LIB · 03

QR Scanner

On-device camera scanner for UPI, Aadhaar secure QR and document QR — web + Android from one codebase, 100% offline.
Explore the library suite
Live pilots

Quietly running inside real banks, right now.

Our platforms are currently in pilot at multiple scheduled commercial, cooperative and small finance banks across India. Pilot names are anonymised below pending publication consent.

Scheduled Commercial Bank · South
Jansetu · Senior-citizen doorstep services
Pilot live since Q4 2025
Urban Cooperative Bank · West
LOS · secured & MSME lending
Pilot live since Q1 2026
Small Finance Bank · North
EDMP · Retail loan documents
Pilot live since Q3 2025
Regional Rural Bank · East
LOS · housing & vehicle lending
Pilot live since Q1 2026
District Central Coop · Central
Jansetu · Last-mile cash & account opening
Pilot live since Q2 2026
Multi-state Cooperative · West
EDMP + LOS · Joint deployment
Pilot live since Q2 2026
Most engagements begin with a 6-week focussed pilot covering one product or one branch. We measure success by branch-level adoption and customer turnaround time — not licence revenue.
Consultancy services

We don't just ship software — we help re-design the bank's operating model around it.

Every product engagement is paired with structured consultancy: process redesign, policy alignment, regulatory mapping and change management for branch teams. We do this because we have to — shipping a platform without changing the workflow is shipping a problem.

Process redesign RBI & NABARD compliance mapping Branch change management Data migration audits Vendor consolidation

Solution architecture for banks

End-to-end blueprint covering core, channels, document layer and integration with NPCI, CBS reporting and AA networks.

Phased migration programmes

Legacy data extraction, dual-running with reconciliation, branch-by-branch cutover and rollback safety nets.

Operations & performance review

Quarterly health checks — incident patterns, TAT benchmarks, branch-level adoption and policy-rule audit.

Embedded engineering team

Senior engineers sitting alongside the bank's IT — pairing on incidents, building the next module, training internally.

Our position

Built in India, for the way Indian banks actually work — not adapted from a generic global core.

Every product we ship was designed alongside an actual lending operation — a cooperative bank in Andhra, a small finance bank in Punjab, a multi-state credit society in Maharashtra. The patterns survive because they were built from the floor up, not the boardroom down.

Read about us Talk to the team
Get started

Tell us about your bank.
We'll bring the working software.

Most conversations start with a 60-minute discovery call. No slide deck, no sales pitch — just engineers and a whiteboard.

Book a discovery call → contact@qubitcs.com